- Bad Credit
- First time Homebuyers
- New To Canada
- Private Lending
Can I still buy a home?
We have done this many times for families and individuals.
There are many factors that go into a mortgage approval and a credit score is just one of them.
The type of property is one of the most important factors. There are other factors as well that can offset damaged credit like the size of down payment, income, and most importantly, time. With enough time, anyone can get their financials in place for alternative lending to be an option for them.
We have helped have many people build a plan to get their first approval through B+ or alternative lending. Once in place, we work with you to transition from higher interest alternative lending to AAA-rated lenders with better rates
Should I or shouldn’t I?
For many homeowners, this is a very useful option.
Some Benefits to Mortgage Refinancing
- Lower your interest rate and monthly payments
- Payoff high-interest debt and other loans
- Consolidate debt
- Buy a rental property or vacation home without using your savings
- Help your children buy their first or home or education
We excel at this. We make it easy; very easy.
Understanding everything involved in buying your first home can seem overwhelming. No need to worry, we have a plan for you to follow.
Call us. Let’s get started.
We make it easy; very easy
In Canada, all three default insurance companies, CMHC, Sagen, and Canada Guaranty, provide a New to Canada Program, making insured-mortgage financing available to borrowers with permanent and non-permanent residence status.
Let's get started
We do this a lot. If your situation is complex and short term, this is often the best way to proceed.
Serving clients across British Columbia and surrounding areas.